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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001548
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 180.64 ha | 14.84 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 227,460.00 € | 123,618.00 € |
| Net profit | 113,168.00 € | 46,325.00 € |
| Equity ratio | 42.26% | - |
Documents
Payment schedule
Pasvalio rajone ūkininkas ūkininkauja nuo 2008 m. Jis ne tik vadovauja ūkiui, bet ir turi veterinarijos gydytojo kvalifikaciją, kuria naudojasi tiek savo, tiek kaimyniniuose ūkiuose.
Ūkininkas turi 180,64 ha žemės, iš kurių 14,84 ha jam priklauso nuosavybės teise.
Pagrindinė jo veikla - pienininkystė ir gyvulininkystė. Pagrindines ūkio pajamas sudaro ~80 % pajamų iš pieno pardavimo, ~15 % - iš galvijų pardavimo, likusią dalį - iš grūdų ir (arba) ganyklų pardavimo. Vidutinė pieno supirkimo kaina, įskaitant riebumą, yra ~ 0,415 EUR už litrą. Pagrindiniai verslo partneriai yra šios pieną ir galvijus superkančios bendrovės: AB "Pieno žvaigždės"; UAB "Biovela-Utenos mėsa". Ūkiui augant, pasiekiamas didesnis efektyvumas (geresnė pieno ir galvijų supirkimo kaina), nuolat didinamas galvijų skaičius: 2020 m. - 147, 2021 m. - 154, 2022 m. - 225.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.