Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001553

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%
Rating
A
Period
17
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxxx
Xxxxxx x., xxx., Xxxxxxxxų xxx.,, Xxxxxxxx, Xxxxxxx x. 20
header_1 Declared Owned
Farming land86.94 ha11.50 ha
20222021
Revenue 54,881.00 € 21,947.00 €
Net profit 19,905.00 € 20,809.00 €
Equity ratio 40.2% -
Project description
Documents
Payment schedule
Nuo 2006 m. projekto savininkas rūpinasi gyvulininkystės ūkiu Utenos rajone.

Ūkininkas išplėtė žemės ūkio naudmenas iki 86,94 ha, iš kurių 11,50 ha priklauso jam. Derlingiausi plotai apsėti galvijų pašarui skirtais javais - šiemet kviečiais, miežiais ir kvietrugiais - ir juose ganosi 53 mėsiniai ir pieniniai galvijai.

Gavęs 15 000 EUR paskolą projekto savininkas planuoja įsigyti galvijams skirtą įrangą ir plėsti bandą. 

Ūkio darbams verslininkas naudoja savo įrangą: du traktorius, presą, šienapjovę, sėjamąją ir plūgą.

Ateityje ūkininkas planuoja didinti ūkio dydį įsigydamas daugiau žemės.

Tai nėra pirmoji kliento paskola HF platformoje. Galiojanti paskolos sutartis LT0000348, suteikta 10000 EUR paskola, likutis 6706,62 EUR, ši suma bus padengta nauju pagrindu.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.