Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001559

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%
Rating
B
Period
12
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxxxx
Ąžxxxų x 38, Xxxžxųxų Xxėxų x., Xxxxžxxxxxxx xxx, Xxxxx x.
header_1 Declared Owned
Farming land287.44 ha82.17 ha
20222021
Revenue 635,654.00 € 336,706.00 €
Net profit 220,113.00 € 60,694.00 €
Equity ratio 14.75% -
Project description
Documents
Payment schedule
Nuo 2004 metų ūkininkaujantis verslininkas Kauno rajone valdo daugiau nei 287 hektarų augalininkystės ūkį. Šiuo metu jis ūkyje sėja rapsus ir javus, o šiemet plės auginamų kultūrų įvairovę ir dalį laukų skirs ankštiniams augalams.

Žemės ūkio naujovėms pasiryžęs verslininkas savo žemę dirba beariškai, taupydamas energiją ir padidindamas humusą dirvožemyje.

Verslininkas šiuo metu savo ūkyje naudoja du traktorius, kombainą, krautuvą, beraminę sėjamąją ir kt.

Verslininkas HeavyFinance platformoje turi 4 paskolas (LT0000941, LT0000732, LT0001311, LT0001330), kurių bendras dabartinis likutis yra 287 245,31 Eur. Mokėjimai yra puikūs ir trys paskolos buvo grąžintos anksčiau laiko. Šiuo projektu ūkininkas nori pasiskolinti pinigų, kad padidintų apyvartines lėšas, mokėdamas už perkamą kurą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.