Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001566

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%
Rating
B+
Period
19
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxčxxx
Xxxxxšxxų x., Šxxxėxų xxx., Xxxxėx x.
header_1 Declared Owned
Farming land275.38 ha110.00 ha
20222021
Revenue 1,013,948.00 € 631,584.00 €
Net profit 199,674.00 € 135,496.00 €
Equity ratio 39.72% -
Project description
Documents
Payment schedule
Paskolos gavėjas ūkininkauja jau 18 metų ir dabar sėkmingai valdo 275,38 ha ūkį Kelmės rajone, iš kurių 110 ha priklauso jam pačiam. Ūkininkas sėja ne tik javus, bet ir kukurūzus.

Dabartinį ūkio sunkiosios technikos parką sudaro trys traktoriai, sėjamoji, kultivatorius, plūgas ir kita derliaus paruošimui reikalinga įranga.

Anksčiau "HeavyFinance" bendruomenė padėjo ūkininkui įsigyti šienapjovių komplektą, kuris turėjo būti sumontuotas centre - paskola buvo visiškai grąžinta. Šiuo metu ūkininkas turi vieną aktyvią paskolą, kurios likutis yra 3826,97 EUR, visi mokėjimai atliekami laiku.

Dabar projekto savininkas siekia pasiskolinti 15 000 EUR apyvartinėms lėšoms, kurios bus panaudotos turimai technikai atnaujinti ir dabartinei paskolai padengti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.