Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001571

Goal
20,000 €
Raised
20,000 €
100%
Return rate
From 10.5%

Rating
B+

Period
28

Time left

LTV
87%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxxxxxxčxxxė
Xxxxų x. xxx., Xūxxšxxų xxx., Xūxxšxėx Xxxxxxx x. 9-10
header_1 Declared Owned
Dirbama žemė119.49 ha13.24 ha
20222021
Revenue 91,952.00 € 81,827.00 €
Net profit 56,082.00 € 60,661.00 €
Equity ratio 53.82% -
Project description
Documents
Payment schedule
Šis projektas kviečia investuoti į ekologinį augalininkystės ūkį. Ūkis įkurtas prieš 12 metų Trakų rajone ir valdo 117,62 ha ekologinį grūdinių kultūrų ūkį.

Ūkininkė augina avižas, grikius ir rugius. Neseniai ūkininkauti pradėjo ir jos vyras, todėl bendras šeimos ūkio plotas siekia 150 ha. Ūkio našumui palaikyti ji naudoja kombainą, du traktorius, plūgus, dvi priekabas, kultivatorių ir kitą reikalingą techniką. Dabar ji planuoja pasiskolinti 20 000 EUR ūkiui plėsti, kuriuos ketina panaudoti padargams ir nedideliems žemės sklypams įsigyti. Trys žemės sklypai yra įkeisti kaip užstatas.

Tai ketvirtas ūkininkės projektas "HeavyFinance" platformoje. Aktyvus paskolos likutis siekia 30 062,08 EUR. Viena paskola buvo visiškai padengta, o mokėjimai atlikti laiku, be jokių vėlavimų.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.