Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001573

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%
Rating
B
Period
12
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Xxxxxxxxčxxx
Xxxxxxų x. xxx., Xxxxxxxx, Xxxxžėx x 7
header_1 Declared Owned
Farming land169.44 ha61.06 ha
20222021
Revenue 611,539.00 € 364,714.00 €
Net profit 69,674.00 € 28,037.00 €
Equity ratio 61.34% -
Project description
Documents
Payment schedule
Ūkininkas įkūrė veislininkystės ūkį 2014 m. Prieš tai ūkininkas vertėsi šiuo verslu Danijoje. Pirmieji veisliniai galvijai atkeliavo iš Danijos. Ūkyje laikomi 199 angusų veislės veisliniai galvijai, o šiemet ūkis pasipildė dar 61 jaunikliu. Galvijai šeriami ūkyje, o 70 hektarų plotas naudojamas augalininkystei. Pasak ūkininko, veislininkystė yra daug pelningesnė nei pramoninė mėsinė galvijininkystė.

Šiuo metu ūkininkas HF platformoje turi vieną aktyvią paskolą, kurios likutis yra 60 570,44 EUR, ir laiku atlieka mokėjimus. Ūkininkas nori pasiskolinti 15 000 EUR apyvartinėms lėšoms, kurios bus naudojamos gyvulių pašarams įsigyti.

Ūkyje dirba tik geriausi specialistai. Pagrindinė naudojama technika yra trys Claas traktoriai, visa pašarų ruošimo įranga, traktorinės priekabos, srutvežiai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.