Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001624

Goal
20,800 €
Raised
20,800 €
100%
Return rate
From 10.5%
Rating
B+
Period
26
Time left
LTV
90%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxx Xxčxxxxxxxxxė
Xxxxxxxėxxx x., Šxxxxxxx xxx., Xxxxxxxšxxx x.
header_1 Declared Owned
Dirbama žemė217.76 ha48.32 ha
20222021
Revenue 382,106.00 € 286,755.00 €
Net profit 93,961.00 € 65,665.00 €
Equity ratio 8.79% -
Project description
Documents
Payment schedule
Šiuo projektu kviečiame "HeavyFinance" bendruomenę investuoti į augalininkystės ūkio, kuriame ūkininkaujama be žemės dirbimo, plėtrą.

Verslininkė Vilkaviškio rajone valdo 217,76 ha augalininkystės ūkį, iš kurių 48,32 ha jai priklauso nuosavybės teise. Verslininkė nuolat ieško būdų, kaip išplėsti savo žemės ūkio naudmenas ir padidinti dirbamos žemės plotą.

Ūkyje auginami rapsai ir kviečiai, o derliui paruošti ir apdoroti ūkininkė naudoja du traktorius, kombainą, kultivatorių ir kitą reikalingą techniką.

Paskolos paskirtis - padidinti apyvartines lėšas, kurios reikalingos derliui laikyti sandėliuose ir laukti geresnių kainų.

Ūkininkė turi dvi visiškai grąžintas paskolas (LT0001075 ir LT0000473), kurių bendra suma 27500 EUR.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.