Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001667

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13.5%

Rating
B+

Period
11

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxx Šxxxxx
Xxxxxx x., Xxxxxų xxx, Xxxxxxx x.
header_1
Declared
Owned
Dirbama žemė66.33 ha5.00 ha
20222021
Revenue 30,653.00 € 13,782.48 €
Net profit 22,081.00 € 12,468.00 €
Equity ratio 43.86% -
Project description
Documents
Payment schedule
Ūkininkas yra įgijęs žemės ūkio specialybę. Skuodo rajone ūkininkauja nuo 2018 m.

Šiuo metu valdo 66,33 ha žemės, augina kviečius, miežius ir rapsus. Vyras savo ūkyje dirba kartu su šeimos nariais. Anksčiau jis augino galvijus, tačiau 2022 m. juos pardavė. 

Ūkyje naudoja 2 traktorius, kombainą, sėjamąją, priekabą ir kitą smulkiąją techniką. Šiais metais ūkininkas planuoja įsigyti purkštuvą ir papildomą traktorių bei išplėsti turimą technikos parką.

Visą derlių parduoda UAB "Agro rodeo" ir UAB "Ylakių paukštynas".

Tai antrasis ūkininko projektas "Heavy Finance" platformoje, kurio tikslas - pasiskolinti 15 000 EUR esamai paskolai padengti ir apyvartinėms lėšoms padidinti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.