Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001710

Goal
26,700 €
Raised
26,700 €
100%
Return rate
From 11%
Rating
A
Period
25
Time left
LTV
69%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxx
Šxxxxėx x., Xxxxxxxų x.
header_1
Declared
Owned
Farming land268.35 ha52.14 ha
20222021
Revenue 310,853.00 € 118,128.00 €
Net profit 137,939.00 € 4,373.00 €
Equity ratio 34.76% -
Project description
Documents
Payment schedule
Ūkininkas savo ūkį įkūrė 2014 m. ir pradėjo dirbti savarankiškai. Šiandien jis valdo 268,35 ha plotą, iš kurio 52,14 ha priklauso jam pačiam. Žemės ūkio naudmenos apsėtos įvairiais javais: kviečiais, kukurūzais, žirniais, rapsais, grikiais ir avižomis.

Didžiąją dalį augalininkystės produkcijos jis parduoda UAB Scandagra. Derliaus nuėmimo sezono metu jis samdo keletą papildomų darbininkų, kurie padeda atlikti ūkio darbus. Ūkis yra gerai įrengtas: turi 2 traktorius, kombainą ir smulkesnę techniką.

Šiuo metu ūkininkas aria dirvą, tačiau po poros metų planuoja pereiti prie tvaresnio ūkininkavimo būdo - beariminės žemdirbystės. Jis taip pat planuoja dalyvauti ES finansavimo projektuose, skirtuose tolesnei ūkio plėtrai.
Dabar jis skolinasi 27 700 EUR pirmajai paskolai LT0001424, kurios pagrindinė suma yra 15 000 EUR, refinansuoti, o likusi suma bus panaudota apyvartinėms lėšoms padidinti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.