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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001719
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 30.73 ha | 5.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 28,260.00 € | 23,674.00 € |
| Net profit | 2,763.00 € | 5,193.00 € |
| Equity ratio | 46.39% | - |
Documents
Payment schedule
Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 2.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą heavy1719.
HeavyFinance kviečia investuoti į paskolą ūkininkui, kuris pradėjo ūkininkauti 2016 m., kai perėmė savo tėvų ir senelių ūkius.
Ūkininkas 30,73 ha žemės ūkio paskirties žemėje, kurioje 5 ha priklauso jam pačiam, augina kviečius, avižas ir žirnius. Jis taip pat laiko 9 ožkas ir 10 mėsinių galvijų. Visą augalininkystės produkciją parduoda UAB Agrokoncernas, o mėsą - UAB Biovela-Utenos mėsa.
Ūkininkas ūkyje dirba vienas, jam papildomai padeda šeima. Ūkis yra gerai aprūpintas visa reikalinga technika - 3 traktoriais, purkštuvu, sunkvežimiu ir smulkesne technika.
Ūkininkas jau turi 1 aktyvią paskolą HF platformoje. Mokėjimai atliekami laiku.
Šiuo metu jis prašo paskolos ūkio apyvartinėms lėšoms padidinti.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.