Agriculture loan +State guarantee

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001764

Goal
44,500 €
Raised
44,500 €
100%
Return rate
From 9.6%

Rating
A

Period
48

Time left

LTV
90%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx XXXXXXX XXXŽXXXX
Xxxxxxėx x., Žxxxxčxų xxx., Xxxxžxxėx x., Xxxxžxxėx x. 27
header_1
Declared
Owned
Farming land97.04 ha30.13 ha
20222021
Revenue 240,682.00 € 164,499.00 €
Net profit 115,135.00 € 72,394.00 €
Equity ratio 66.49% -
Project description
Documents
Payment schedule

HeavyFinance kviečia investuoti į paskolą mišriam ūkiui, kuris įkurtas Tauragės rajone nuo 2021 m. Ūkininkas ūkį paveldėjo iš savo motinos.  Ūkininkas šiuo metu deklaruoja 97,04 ha ariamos žemės, iš kurios 30,13 ha priklauso jam pačiam.

Ūkininkas augina grūdines kultūras, kurios naudojamos pašarams ruošti, bei karves. Dalis gyvulių naudojama pienui, o kita dalis - mėsai.

Ūkyje naudojami du traktoriai, pašarų ruošimo įranga, pavyzdžiui, presas, šienapjovės, priekabos ir žemės dirbimo įranga. Ūkininkas ūkyje dirba vienas, kartais jam padeda šeimos nariai.

Ūkininkas kreipėsi į HeavyFinance bendruomenę, prašydamas paskolos galingesniam traktoriui įsigyti. Paskola bus užtikrinta įsigyjamu traktoriumi ir valstybės garantija. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.