Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0001823

Goal
64,000 €
Raised
64,000 €
100%
Return rate
From 11.2%

Rating
B

Period
35

Time left

LTV
82%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner
Address
XX Xxxxx , Xxxxxxx Xxxxxxxxčxxx
Xxxxxxxxų x 61-806, Xxxxxx
header_1
Declared
Owned
Farming land0.00 ha0.00 ha
20232022
Revenue 222,793.00 € 33,342.00 €
Net profit 84,702.00 € -786.00 €
Equity ratio 27.32% -
Project description
Documents
Payment schedule

HeavyFinance kviečia investuoti į įmonės MB Htech, kuri buvo įsteigta 2022 metais ir užsiima žemės ūkio technikos nuoma, paskolą.

Įmonė naudoja traktorius, sėjamąsias ir kitus padargus. Įmonės modelis, kuris šiandien turi didelę paklausą, yra padėti mažiems ūkiams dirbti žemę naudojant modernius padargus, skirtus žemės dirbimui, beariminei žemdirbystei vystyti. 

Įmonė įsteigta 2022-09-27 ir nuo 2023-01 iki 2023-09 įmonė jau užsitikrino daugiau nei 222 tūkst. eurų pajamų.

Karolis, šios bendrovės steigėjas ir akcininkas, yra ūkininkas, pradėjęs ūkininkauti 2014 m. ir auginantis grūdines kultūras. Jis gavo 193 tūkst. eurų ir 104 tūkst. eurų pajamų atitinkamai 2022 m. ir 2021 m.

Įmonė prašo HeavyFinance bendruomenės paskolos sėjamajai įsigyti. Ši paskola bus užtikrinta 7 žemės sklypais kaip užstatu. Ūkininkas ir įmonės direktorius taip pat yra asmeniniai laiduotojai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.