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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001837
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 73.20 ha | 31.62 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 167,664.00 € | 132,882.00 € |
| Net profit | 42,211.00 € | 49,804.00 € |
| Equity ratio | 26.06% | - |
Documents
Payment schedule
Kviečiame HeavyFinance bendruomenę investuoti į paskolą nuo 2001 m. Biržų rajone veikiančiam augalininkystės ūkiui. Ūkininkas šiuo metu deklaruoja 73,20 ha dirbamos žemės, iš kurios 31,62 ha yra jo pačio. Ūkininkas kartu su sūnumi valdo daugiau kaip 100 ha žemės.
Ūkininkas augina rapsus, žieminius kviečius, miežius ir avižas.
Ūkio technikos parką sudaro keli traktoriai, sėjamoji, krautuvas, kombainas ir savivartis su manipuliatoriumi. Šiemet jis įsigijo sėjamąją, kuri ne tik pagreitins ūkio sėjos darbus, bet ir leis įdirbti žemę beariminiu būdu.
Tai penktoji ūkininko paskola HeavyFinance platformoje, mokėjimai atliekami laiku. Per 2 metus ūkininkas pilnai išsimokėjo 3 paskolas.
Dabar ūkininkas prašo paskolos ūkio našumui padidinti. Paskola bus panaudota sumokėti už ilgalaikę žemės nuomą.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.