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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002001
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 117.61 ha | 60.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 119,138.00 € | 74,007.00 € |
| Net profit | 14,064.00 € | 7,695.00 € |
| Equity ratio | 59.66% | - |
Documents
Payment schedule
HeavyFinance kviečia investuoti į paskolą mišriam ūkiui Rietavo rajone. 2010 m. ūkininkė iš tėvų paveldėjo 15 ha žemės. Šiandien ūkininkė deklaruoja 117,61 ha žemės, iš kurių 60 ha priklauso jai pačiai.
Ūkininkė augina kviečius, avižas ir kitas grūdines kultūras. Ji taip pat augina 87 avis ir 43 mėsinius galvijus. Ateityje ji planuoja padidinti avių ir galvijų skaičių ūkyje.
Pasėlius parduoda UAB "Agrokoncernas", o galvijus - UAB "Krekenavos agrofirma".
Ūkininkė ūkyje dirba kartu su šeimos nariais. Ji turi 3 traktorius, 2 kombainus ir kitą reikalingą mažesnę techniką.
Tai antroji ūkininkės paskola HeavyFinance platformoje. Pirmoji paskola jau visiškai grąžinta. Dabar ūkininkė prašo HeavyFinance bendruomenės paskolos apyvartinėms lėšoms padidinti.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.