Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002109

Goal
50,000 €
Raised
50,000 €
100%
Return rate
From 10.6%
Rating
B+
Period
40
Time left
LTV
71%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxūxxx Xxxxxxxxx
Žxxxų x. 3, Xxxxxxčxų x., Šxxxų x. xxx.
header_1
Declared
Owned
Farming land69.90 ha2.00 ha
20232022
Revenue 69,631.00 € 55,825.00 €
Net profit 38,719.00 € 26,405.00 €
Equity ratio 27.46% -
Project description
Documents
Payment schedule
Šiuo projektu kviečiame prisidėti prie tvaraus augalininkystės ūkio plėtros Šakių rajone. Bendras dirbamos žemės plotas - 69,90 ha, iš kurių 2 ha priklauso jaunam ūkininkui, savo ūkyje auginančiam aukštos kokybės kviečius ir rapsus. Projekto savininkas ūkininkauja kartu su tėvu, kuris deklaruoja 187,54 ha žemės (66,45 ha nuosavos). Šeima bendrai valdo 257,14 ha žemės.

Ūkio technikos parką sudaro kombainas, du traktoriai, teleskopinis krautuvas, sunkvežimis ir kita mažesnė technika, skirta efektyviam ūkininkavimui.

Ūkininkas jau žinomas "HeavyFinance" investuotojų bendruomenei, jo istorijoje yra trys paskolos, kurių bendra suma 27 470 EUR. Visos paskolos buvo grąžintos laiku. Šiuo metu ūkininkas skolinasi, kad padidintų apyvartinį kapitalą plėtrai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.