Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002110

Goal
42,000 €
Raised
42,000 €
100%
Return rate
From 10.6%

Rating
B

Period
40

Time left

LTV
67%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxx Xxxxxxxxxxė
Xxxxxxčxų x., Xxxxxxxx, Šxxxų x
header_1 Declared Owned
Farming land98.79 ha40.29 ha
20232022
Revenue 186,153.00 € 131,539.00 €
Net profit 9,405.00 € 24,973.00 €
Equity ratio 7.78% -
Project description
Documents
Payment schedule
Šiuo projektu siekiama surinkti lėšų Lietuvos augalininkystės ūkio plėtrai. Ūkininkas augalininkyste užsiima nuo 2003 m. Savo ūkyje Šakių rajone augina kviečius ir rapsus. Deklaruojamos žemės plotas: 98,79 ha, iš kurių 40,29 ha priklauso ūkininkei.

Ūkio sunkiosios technikos parką sudaro traktorius, kombainas ir kiti smulkesni žemės ūkio padargai. Projekto savininkė skolinasi apyvartinėms lėšoms padidinti. Be to, ūkininkė turi daugiau tikslų 2023 metams. Ji planuoja padidinti savo dirbamą žemę iki 125 ha ir pradėti sėti pupas.

Tai ne pirmoji projekto savininkės paskola "HeavyFinance" platformoje - ūkininkė jau grąžino paskolą LT0000215, daugiau nei pusę turimos paskolos LT0000130 ir uoliai atlieka mokėjimus už paskolą LT0001298.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.