Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002160

Goal
15,000 €
Raised
15,000 €
100%
Return rate
12%

Rating
A

Period
4

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxx Xxxxxčxxxx
Šxxxčxxxxų x. xxx., Šxxxčxxxėxxų xxx., Xxūxxx, Šxxxčxxxėxxų x. 22
header_1
Declared
Owned
Dirbama žemė525.47 ha58.00 ha
20232022
Revenue 340,059.00 € 122,766.00 €
Net profit 203,338.00 € 55,263.00 €
Equity ratio 37.53% -
Project description
Documents
Payment schedule
Kviečiame investuoti į ekologinį augalininkystės ūkį. Ūkininkas žemės ūkio sektoriuje dirba nuo 2021 m., šiuo metu Švenčionių rajone valdo 525,47 ha ūkį, iš kurių 58 ha priklauso nuosavybės teise. Čia auginami augalai: kviečiai, avižos, grikiai, pupos ir žirniai. Pasėliams ruošti ir derliui nuimti naudojami du traktoriai, plūgai, kultivatoriai ir kita reikalinga technika.

Prieš prasidedant derliaus nuėmimo sezonui ūkininkas siekia pasiskolinti 15 000 EUR, kurie bus panaudoti pasiruošimui kūlimui ir kuro išlaidoms padengti.

Ateityje verslininkas planuoja išplėsti turimą technikos parką įsigydamas dar vieną traktorių ir kombainą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.