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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002302
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 42.24 ha | 35.60 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 31,605.00 € | 44,374.00 € |
| Net profit | 1,652.00 € | 2,910.00 € |
| Equity ratio | 19.62% | - |
Documents
Payment schedule
„HeavyFinance“ kviečia investuoti į paskolą augalininkystės ūkiui. Ūkis veikia nuo 2005 m. Panevėžio rajone. Ūkininkas deklaruoja daugiau kaip 42 ha žemės, iš kurių 35,6 ha yra jo pačio. Dalį žemės paveldėjo iš savo motinos, dalį įsigijo iš giminaičių.
Ūkininkas augina kviečius, rapsus, žirnius ir kvietrugius. Visą derlių ūkininkas parduoda UAB Agrokoncernui, UAB „Vilniaus degtinė“ ir AB „Linas agro“.
Projekto savininkas savo ūkyje dirba vienas ir nesamdo papildomų darbuotojų.
Technikos parką sudaro traktorius, javų kombainas, sėjamoji ir kita reikalinga įranga.
Tai antroji ūkininko paskola „HeavyFinance“ platformoje, pirmoji paskola jau pilnai išmokėta. Dabar ūkininkas prašo paskolos apyvartinėms lėšoms padidinti.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.