Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002849

Goal
13,000 €
Raised
13,000 €
100%
Return rate
12%

Rating
A

Period
36

Time left

LTV
-

Country
Lietuva

Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxžxx
Xxxxxxxxų x. 46-5, Xxxxxxx
header_1
Declared
Owned
Farming land5.92 ha3.00 ha
20242023
Revenue 31,979.20 € 37,400.97 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Kviečiame investuoti į paskolą augalininkystės ūkiui. Ūkis įkurtas 2023 metais Vilniaus rajone, tačiau ūkininkaujama jau anksčiau, žemės perimtos iš tėvų.

2025 metais jau bus deklaruojama 20 ha plotai, o 2026 metais planuojama deklaruoti dar 25 ha. Šiuo metu ūkininkui priklauso nuosavi 3 ha žemės.

Ūkis yra pilnai ekologinis, ūkyje auginamos avižos, kviečiai, česnakai, braškės, morkos, burokėliai, kopūstai bei moliūgai.

2024 metais ūkis gavo paramą Jaunojo ūkininko įsikūrimui - 60.000 € bei lengvatinę 40.000 € paskolą. Už šias lėšas yra statomas sandėlys, nupirktas traktorius, skutikas, ravėtuvas, plėvelės klojamoji, traktorinė priekaba, braškių daigai.

Ūkininkas prašo paskolos, kurios lėšos taip pat bus naudojamos projekto įgyvendinimui, tai yra, sandėlio statyboms bei einamom ūkio išlaidom (perkama laistymo sistema braškėms). 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.