Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002908

Goal
25,000 €
Raised
25,000 €
100%
Return rate
13%

Rating
B

Period
30

Time left

LTV
82%

Country
Lietuva

Loan purpose
Žemės įsigijimui

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxx Xxxxxxxxė
Xxxxxxxxx x. xxx., Xxxxxxėxų xxx., Xxxūxxx
header_1 Declared Owned
Dirbama žemė66.68 ha20.01 ha
20242023
Revenue 57,214.00 € 65,302.00 €
Net profit 7,698.00 € 8,136.00 €
Equity ratio 65.62% -
Project description
Documents
Payment schedule
Nuo 2022 m. Ignalinos rajone veikia javų ūkis, kuriame auginami kviečiai, rapsai, žirniai ir kiti augalai. Ūkininkės dirbamos žemės plotas sudaro 66,68 ha, iš kurių 20,01 ha priklauso ūkiui. Bendras šeimos ūkio plotas – apie 700 ha.

Ūkininkės žemės ūkio technikos parką sudaro traktorius, sėjamoji, purkštuvas, priekaba ir kita žemės dirbimo įranga. Ūkis žemę dirba taikydamas beariminės žemdirbystės metodus.

Ūkininkas kreipėsi į InSoil bendruomenę dėl paskolos, kurią planuoja panaudoti nuomojamai žemei įsigyti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.