Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002933

Goal
32,000 €
Raised
32,000 €
100%
Return rate
13%

Rating
B+

Period
40

Time left

LTV
90%

Country
Lietuva

Loan purpose
Žemės įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxxxx
Xxxxxx x. 2, Xxxxxxxčxšxėx, Xxxšxxxxxxų x.
header_1 Declared Owned
Farming land43.85 ha11.00 ha
20242023
Revenue 47,880.00 € 51,318.00 €
Net profit -4,127.00 € -17,748.00 €
Equity ratio 38.01% -
Project description
Documents
Payment schedule

Ūkis įregistruotas prieš 8 metus Kaišiadorių rajone. Ūkyje naudojami 2 traktoriai, kombainas, kita technika skirta tvariam ūkininkavimui.

Ūkis deklaruoja beveik 44 ha, iš kurių 11 ha yra nuosavi. Ūkyje auginamos grūdinės kultūros, tokios kaip rapsas, kviečiai, žirniai, taikoma sėjomaina, auginami tarpiniai pasėliai.

2024 metais patirtas nuostolis, nes ūkis metų pabaigoje užsipirko didesnį kiekį trašų už gerą kainą naujo sezono pasiruošimui, nepaisant to, pinigų srautas yra teigiamas, kadangi ūkis apskaitė >11k € ilgalaikio turto nusidėvėjimo.

Verta paminėti, kad ūkininkas ūkininkauja kartu su šeima, šalia yra žmonos ir tėčio ūkiai. Kartu šeima dirba 85 ha, iš kurių nuosava 20 ha.

Lėšos reikalingos 8 ha žemės sklypo įsigijimui siekiant praplėsti ūkio plotą. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.