Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002986

Goal
25,000 €
Raised
25,000 €
100%
Return rate
13%

Rating
A

Period
28

Time left

LTV
-

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
XXX Xxxxxxų ūxxx, Xxxxxxxxx Xxxxxxx
Xxxžų x. xxx., Xxxxxxx xxx., Xxxxxxxx
header_1 Declared Owned
Farming land193.13 ha4.03 ha
20242023
Revenue 283,099.00 € 234,393.00 €
Net profit 106,217.00 € 112,949.00 €
Equity ratio 33.83% -
Project description
Documents
Payment schedule

Ši įmonė, kuri buvo įkurta prieš 5 metus Biržų rajone, yra pilnai ekologinis ūkis. Bendrovėje naudojami 2 traktoriai, kombainas, 2 vilkikai bei kita technika, skirta ekologiniam ūkininkavimui – iš viso apie 30 vienetų.

Deklaruojamas beveik 200 ha plotas, iš kurių 4 ha yra nuosavi. Auginamos grūdinės kultūros: kviečiai, žirniai, avižos, grikiai, taikoma sėjomaina, auginami tarpiniai pasėliai.

Už bendrovę laiduos jos direktorius, kuris taip pat yra ūkininkas, o jo ūkis, kuris įregistruotas prieš 18 metų, taip pat yra pilnai ekologinis. Ūkis deklaruoja virš 210 ha, iš kurių 62 ha yra nuosava. Kartu dirbamas žemės plotas yra virš 410 ha, iš kurių beveik 70 ha žemės - nuosava. Bendrai valdomas technikos parkas siekia apie 60 vienetų.

Lėšos reikalingos avansui sumokėti už naują kombainą, kuris bus įsigyjamas su NMA parama.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.