Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003031

Goal
35,000 €
Raised
35,000 €
100%
Return rate
11.5%
Rating
A
Period
48
Time left
LTV
25%
Country
Lietuva
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxė Xxxxxxxxė
Xxxxxxxų x., Xxėxxxxxx xxx., Šxxxxėx x. xxx.
header_1 Declared Owned
Farming land30.22 ha26.74 ha
20242023
Revenue 46,696.00 € 49,002.00 €
Net profit 14,684.00 € 16,929.00 €
Equity ratio 36.4% -
Project description
Documents
Payment schedule
Ūkininkė ūkininkauja Šilalės rajone, kur vysto gyvulininkystės ūkį. Šiuo metu ji dirba 30,22 ha žemės, iš kurių 26,74 ha yra nuosava.

Ūkis aprūpintas įvairia technika, užtikrinančia veiklos tęstinumą ir efektyvumą. Turima technika: traktorius, ritinių presas, šienapjovės, kultivatorius, frontalinis krautuvas, mėšlo kratytuvas, ritinių vyniotuvas, priekaba ir kiti žemės ūkio padargai. Be technikos, ūkyje taip pat yra gamybiniai pastatai – daržinė ir ūkiniai pastatai. Šis turtas rodo, kad ūkis yra stabiliai veikiantis ir turintis stiprią materialinę bazę.

Paskolos lėšos bus skirtos naujo traktoriaus įsigijimui su NMA parama, kas leis atnaujinti technikos parką, padidinti darbo našumą ir užtikrinti efektyvesnę ūkio plėtrą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.