Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003039

Goal
79,000 €
Raised
33,423 €
42%
Return rate
12%

Rating
B

Period
60

Time left

LTV
47%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xžxxxž Xxxxxxx
Šxxčxxxxxų x., Xxxxxxxxxų xxx., Xxxčxūxxx, Xxxxxxxx 4
header_1 Declared Owned
Farming land56.91 ha10.06 ha
20242023
Revenue 26,486.00 € 22,500.00 €
Net profit 2,074.00 € 2,183.00 €
Equity ratio 56.08% -

loan_calculator

loan_calculator_instruction
interest

12%

preliminary_earnings

0.00 €

important:
loan_calculator_important_information

interest_rates:
investing_from 100 € - 12%
Project description
Documents
Payment schedule

Ūkininkas, užsiimantis žemės ūkio veikla nuo 2017 m., dirba Švenčionių rajone ir augina javus, rapsus bei ankštines kultūras. Ūkis dirbamas pagal ekologinio ūkininkavimo principus, siekiant tvarios ir aplinkai draugiškos gamybos. Ūkininko deklaruotas žemės plotas sudaro 56,91 ha, iš kurių 10,06 ha yra nuosavi.

Ūkis aprūpintas pagrindine technika: kombainu, traktoriumi, sunkvežimiu ir žemės dirbimo padargais. Siekdamas dar labiau padidinti efektyvumą ir produktyvumą, ūkininkas prašo finansavimo naujo Deutz-Fahr traktoriaus įsigijimui. Svarbu tai, kad šiai investicijai yra patvirtintas NMA projektas su 80 000 € subsidija, kas sumažina finansinę riziką.


Kaip užstatas paskolai bus įkeistas įsigyjamas traktorius.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.