Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003053

Goal
37,000 €
Raised
37,000 €
100%
Return rate
From 12.6%
Rating
C+
Period
38
Time left
LTV
89%
Country
Lietuva
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxx
Šxxxxxxų xx., Xxxxų xxx., Xxxxų Xūxxx xxx.,
header_1
Declared
Owned
Farming land67.04 ha68.00 ha
20242023
Revenue 45,184.00 € 63,524.00 €
Net profit 12,738.00 € 13,650.00 €
Equity ratio 52.68% -
Project description
Documents
Payment schedule
„InSoil“ kviečia jus investuoti į paskolą ūkiui Kazlų Rūdos rajone.
Galvijų ūkis veikia nuo 2007 m. ir šiuo metu augina 68 galvijus. Ūkininkas turi 67,04 ha žemės, iš kurių 68 ha yra deklaruoti.

Ūkininkas dirba vienas ir naudoja du traktorius, priekabą, šieno presą, gyvulių priekabas ir kitus žemės ūkio padargus.

Ūkininkas kreipiasi dėl paskolos, kad refinansuotų esamą paskolą „InSoil“ platformoje. Ūkininko turima žemė yra įkeista kaip paskolos užstatas.

Ūkininkas anksčiau visiškai grąžino dvi paskolas „InSoil“ platformoje ir šiuo metu turi aktyvias užstatytas paskolas, kurių bendra suma yra 29 000 eurų.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.