Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003062

Goal
65,000 €
Raised
65,000 €
100%
Return rate
From 11.7%
Rating
B
Period
50
Time left
LTV
82%
Country
Lietuva
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxx Xxčxxx
Xxxxxxxxxxų xxx., Xxxčxūxų xxx., Žxxxxxxxx, Žxxxxxxų x.
header_1
Declared
Owned
Farming land77.53 ha20.00 ha
20242023
Revenue 105,009.00 € 101,930.00 €
Net profit 26,595.00 € -13,628.00 €
Equity ratio 65.48% -
Project description
Documents
Payment schedule
Šis projektas kviečia investuoti į ūkį, esantį Varėnos rajone.

Ūkis įkurtas 2008 metais. Ūkininkas ūkininkauja ekologiškai – deklaruota 77,53 ha žemės, iš kurių 20 ha yra nuosava. Ūkyje auginama kanapės, grikiai, avižos, moliūgai, taip pat vykdoma miškininkystės veikla.

Ūkio techniką sudaro keli traktoriai ir kiti smulkesni padargai.

Ūkininkas kreipėsi į „InSoil“ dėl paskolos, skirtos refinansuoti turimus įsipareigojimus ir išspręsti einamuosius finansinius klausimus. Už paskolą bus įkeisti ūkininkui priklausantys žemės sklypai, kurių bendras plotas – apie 24 ha.

Šiuo metu ūkininkas turi aktyvių paskolų už €15 594,22.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.