Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003068

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%
Rating
A
Period
26
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxxx Xxxxžėxxx
Xxxxėx x., Šxxxėxų xxx., Šxxxėxxx, Žxxxxxxxų x
header_1 Declared Owned
Dirbama žemė149.78 ha8.02 ha
20242023
Revenue 91,431.00 € 62,656.00 €
Net profit -2,684.00 € 18,844.00 €
Equity ratio 60.37% -
Project description
Documents
Payment schedule
Šis projektas kviečia jus investuoti į mišrią fermą Kelmės rajone.
Fermą įkūrė prieš 10 metų, pradėdamas nuo 3 hektarų nuomojamos žemės, o dabar ji išsiplėtė iki 149,78 hektarų, iš kurių 8,02 hektarai yra nuosavybė.

Šiandien ūkininkas augina kviečius, žirnius ir avižas, taip pat laiko apie 70 galvijų, iš kurių 31 yra melžiamos karvės. Pienas parduodamas kooperatyvui „Dobilas“, o grūdai – UAB „Agrokoncernas“.
Ūkininkas ūkį valdo kartu su šeima ir turi 3 traktorius bei smulkesnę techniką. Šiais metais ūkininkas planuoja išplėsti dirbamą plotą iki 160 hektarų ir taip pat svarsto galimybę įsigyti traktorių ir sėjamąją.

Ūkininkas kreipėsi į „InSoil“ bendruomenę su prašymu suteikti apyvartinio kapitalo paskolą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.