Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003071

Goal
25,000 €
Raised
25,000 €
100%
Return rate
13%
Rating
A+
Period
36
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxxxx Xxxxxxxxx
Xxxxxxėx x. 2, Xxxxxxx, Xxxxxxxxx x.
header_1
Declared
Owned
Farming land163.07 ha55.00 ha
20242023
Revenue 137,724.00 € 135,539.00 €
Net profit 30,009.00 € 23,061.00 €
Equity ratio 37.55% -
Project description
Documents
Payment schedule
Ūkis įkurtas 1998 metais Kretingos rajone. Šiuo metu deklaruojama 163 ha dirbamos žemės, iš jų 55 ha nuosava. Ūkyje pagrindinį dėmesį skiriama grūdinių kultūrų, tokių kaip kviečiai, kvietrugiai ir rugiai, auginimui. Visos technologijos orientuotos į tvarią gamybą – dirbama beariminiu būdu, taikomi tarpiniai pasėliai ir vykdoma nuosekli sėjomaina, kas leidžia tausoti dirvožemį, mažinti eroziją ir užtikrinti ilgalaikį produktyvumą. Ūkis nuolat investuoja į modernią techniką bei naujoves ir diegia veiklą tobulinančias praktikas.

Papildomos lėšos reikalingos laiku atsiskaityti už trąšas, kurą bei kitus ūkio veiklai būtinus pirkinius, siekiant užtikrinti tvarų ūkininkavimą ir sėkmingą sezono užbaigimą. Tai yra ūkinino trečia paskola InSoil platformoje ir iki šiol ūkininkas nepraleido nei vieno mokėjimo.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.