Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003090

Goal
25,000 €
Raised
25,000 €
100%
Return rate
14%
Rating
B
Period
36
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxė Xxžxxxxxxxxė
Xxxxxxxx x. xxx., Xxxxxxxx xxxxxxxxų xxx., Xxxxxxxx, Xxxxų x. 11,
header_1
Declared
Owned
Farming land299.50 ha2.00 ha
20252024
Revenue 108,669.00 € 26,858.52 €
Net profit 25,530.00 € -
Equity ratio 17.79% -
Project description
Documents
Payment schedule
Jaunosios ūkininkės ūkis įsteigtas 2024 m., jo deklaruojamas žemės plotas – 299,50 ha, iš kurių 2 ha yra nuosavybė. Ūkyje auginami grūdai. Ūkininkė patirties įgijo iš savo vyro, kuris žemės ūkio veiklą pradėjo 2019 m. ir šiuo metu valdo daugiau nei 1000 ha žemės, taip pat užsiima augalininkyste. Ūkininkė naudoja visą vyro turimą techniką, įskaitant traktorius, kombainus ir kitą įrangą. Ūkininkė kreipėsi į „Insoil“ dėl apyvartinio kapitalo paskolos, kurią užtikrins jos būsimojo sutuoktinio asmeninis laidavimas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.