Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003095

Goal
15,000 €
Raised
15,000 €
100%
Return rate
15%

Rating
B+

Period
36

Time left

LTV
-

Country
Lietuva

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxxxxxx
Xxxžų x. xxx., Xxxxxėxxx xxx., Xžxšxxxxx, Xxxxx x. 5
header_1
Declared
Owned
Dirbama žemė53.04 ha17.00 ha
20242023
Revenue 107,704.00 € 160,378.00 €
Net profit 2,167.00 € 17,857.00 €
Equity ratio 21.21% -
Project description
Documents
Payment schedule
Ūkis Biržų rajone

Daugiau nei du dešimtmečius Biržų rajone veikiantis augalininkystės ūkis augina rapsus, žieminius kviečius, miežius ir avižas.

Ūkis valdo 53,04 ha žemės plotą, iš kurių 17 ha – nuosava žemė. Kartu su sūnumi prižiūrima daugiau nei 100 ha dirbamos žemės.

Technikos bazė: traktoriai, sėjamoji, krautuvas, kombainas, savivartis su manipuliatoriumi. Šiais metais įsigyta nauja sėjamoji, kuri ne tik paspartins sėją, bet ir leis pereiti prie bearimės (no-till) technologijos.

Ūkininkas kreipiasi į Insoil investuotojų bendruomenę, siekdamas 15 000 € paskolos LT0002324 refinansavimui. Dėl žemų grūdų supirkimo kainų nebuvo galimybės laiku grąžinti minėtos paskolos.

Per pastaruosius dvejus metus ūkininkas sėkmingai grąžino 4 paskolas, demonstruodamas finansinį patikimumą ir atsakomybę.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.