Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003096

Goal
25,000 €
Raised
25,000 €
100%
Return rate
13%

Rating
A

Period
36

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Ūxxxxxxxx (-ė) Xxxxxxxx Xxxxx
Xxxxxxėx x., Xxxxxxų xxx., Xxxxxxxxxxxx, Xxxxxų x. 8
header_1
Declared
Owned
Dirbama žemė162.87 ha25.00 ha
20242023
Revenue 220,290.00 € 242,044.00 €
Net profit 56,254.00 € 15,006.00 €
Equity ratio 17.68% -
Project description
Documents
Payment schedule

Insoil“ kviečia investuoti į paskolą verslininkui, kuris verčiasi žemės ūkio veikla Ukmergės rajone. Ūkininkas deklaruoja 162,98 ha žemės plotą, iš kurių 25 ha yra jo nuosavybė. Jis augina vasarinius ir žieminius trikicale, taip pat kitus javus. Ūkis aprūpintas kombainu John Deere 9640 WTS, traktoriumi John Deere 7920 ir kita būtina sunkiasvore technika.

Tai jau aštuntoji šio ūkininko paskola „Insoil“ platformoje. Jis jau visiškai grąžino keturias paskolas, o aktyvios paskolos yra grąžinamos laiku. Šiuo metu ūkininkas siekia gauti paskolą, kuri bus skirta apivartinio kapitalo poreikiams finansuoti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.