Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003146

Goal
60,000 €
Raised
60,000 €
100%
Return rate
12%

Rating
B

Period
18

Time left

LTV
78%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Šxxxxx
Xxxxxxx x. 9, Xxšxūxxx, Šxxčxxxxxų x.
header_1
Declared
Owned
Farming land204.52 ha197.00 ha
20242023
Revenue 93,909.00 € 104,209.00 €
Net profit 115,673.00 € 885.00 €
Equity ratio 66.57% -
Project description
Documents
Payment schedule

Ūkis įkurtas 2005 metais Šalčininkų rajone ir šiuo metu deklaruoja 204,52 ha dirbamos žemės, iš kurių 197 ha yra nuosava. Ūkis yra mišrus: apie 80% pajamų sudaro gyvulininkystė, o augalininkystė sudaro likusius 20%. Pagrindinė gyvulininkystės šaka – mėsinė galvijininkystė, laikoma 50 Šarolė veislės mėsinių mišrūnų. Augalininkystės dalį sudaro avižų, vikių, kvietrugių, rugių ir kukurūzų auginimas – dalis produkcijos parduodama, kita dalis sunaudojama pašarui.

Ūkyje naudojamas beariminis žemės dirbimas, visa technika yra moderni ir pilnai pritaikyta tvarioms technologijoms. Greta veikia žmonos ūkis, kuris deklaruoja 100 ha ir augina apie 100 Šarolė veislės mėsinių mišrūnų. Bendrai šeima dirba virš 300 ha žemių, iš kurių 200 ha nuosava, o galvijų skaičius siekia apie 150 vnt. Finansavimas reikalingas SEB banko paskolos refinansavimui (~26 tūkst. €) ir papildomai 30 tūkst. € apyvartinėms lėšoms, užtikrinant sėkmingą sezono užbaigimą. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.