Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003161

Goal
10,000 €
Raised
10,000 €
100%
Return rate
12%

Rating
A+

Period
36

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxx Xxxxxxxx
Šxxxxxų x. xxx., Šxxxxxxx, Xxxxčxų x. 14
header_1
Declared
Owned
Farming land37.36 ha3.16 ha
20242023
Revenue 100,278.69 € 75,280.01 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Insoil kviečia investuoti į paskolą verslininkui, kuris ūkininkauja jau 10 metų. Savo ūkį jis įkūrė Raseinių rajone 2018 metais.

Šiuo metu ūkininkas augina kviečius, bulves ir žirnius 37,36 ha ploto žemėje, iš kurių 3,16 ha yra nuosavi. Visa ūkininko išauginta produkcija parduodama UAB „Baltic Agro“ ir UAB „Agrochema“. Be to, verslininkas paprastai parduoda daržoves restoranams arba turguje apsiperkantiems žmonėms.

Ūkyje jis dirba kartu su broliu ir papildomų darbuotojų nesamdo.

Šiuo metu turimas technikos parkas: 4 traktoriai, kombainas, sėjamoji ir kita smulkesnė technika.

Ūkininkas kreipiasi į Insoil bendruomenę dėl paskolos, kad galėtų padidinti savo apyvartinį kapitalą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.