Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003189

Goal
38,300 €
Raised
38,300 €
100%
Return rate
9%

Rating
A

Period
36

Time left

LTV
84%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxx
Xxxxxxxxx 3-13 Xxxxxx
header_1
Declared
Owned
Farming land198.55 ha21.00 ha
20242023
Revenue 201,652.00 € 157,449.00 €
Net profit 49,402.00 € 22,860.00 €
Equity ratio 18.69% -
Project description
Documents
Payment schedule

Bendra informacija

Ūkis įregistruotas prieš 16 metų Ukmergės rajone. Veikloje naudojami 3 traktoriai, kombainas ir kita technika, skirta tvariam beariminiam ūkininkavimui.

Ūkio veikla

Registruotas beveik 200 ha plotas, iš kurio 21 ha yra nuosava žemė. Ūkyje auginami rapsai, kviečiai, miežiai, taikoma sėjomaina, auginami tarpiniai pasėliai. Taip užtikrinamas dirvožemio derlingumas ir siekiami tvaraus ūkininkavimo tikslai.

Partnerystė su InSoil

Tai ne pirmas ūkio projektas InSoil platformoje – šiuo metu turimų paskolų likutis sudaro 39 000 €. Ūkis turi nepriekaištingą mokėjimų istoriją, bendradarbiavimas su InSoil pradėtas 2023 m. InSoil finansuoja ūkius, įgyvendinančius efektyvias tvaraus ūkininkavimo strategijas, o šis ūkis aktyviai taiko modernius agronomijos metodus.​

Finansų ir investicijų tikslas

Paskolos lėšos reikalingos sėkmingam naujo sezono pasiruošimui, daugiausia – trąšų įsigijimui ir apyvartinių lėšų užtikrinimui naujai pradžiai.

Išvados

Ilgametę patirtį turintis ir tvariai dirbantis ūkis pasižymi nepriekaištinga mokumo istorija ir aiškiai apibrėžta plėtros strategija. Nuoseklus bendradarbiavimas su InSoil platforma bei investicinis stabilumas daro šį projektą patikimu ir patraukliu investuotojams.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.