Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003396

Goal
19,800 €
Raised
19,800 €
100%
Return rate
12%
Rating
A
Period
33
Time left
LTV
30%
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxx Xxxxxxxčxxx
Xxxxxxxx x. xxx., Xxxxšxėxxx xxxxxx xxx., Xxxxšxėxxx, X. Xxxxxxxxxxx x. 16
header_1
Declared
Owned
Farming land1031.09 ha70.00 ha
20252024
Revenue 1,582,793.00 € 1,112,476.00 €
Net profit 171,526.00 € 5,026.00 €
Equity ratio 5.68% -
Project description
Documents
Payment schedule
Nuo 2019 m. Pasvalio rajone veikia augalininkystės ūkis, specializuojantis kviečių, rapsų ir kitų lauko augalų auginime. Ūkis valdo iš viso 1 031,09 ha ariamos žemės, iš kurių 70 ha priklauso ūkininkui nuosavybės teise, o likusi dalis yra nuomojama.

Ūkis yra gerai aprūpintas modernia žemės ūkio technika, įskaitant du kombainus, kelis traktorius, sėjamąją, purkštuvą, priekabą ir kitą būtiną įrangą. Ūkininkas taiko beariminės žemdirbystės (no-till) sistemą – tvarią žemės dirbimo praktiką, skirtą gerinti dirvožemio būklę, mažinti eroziją ir didinti ilgalaikį produktyvumą.

Ūkininkas kreipėsi į Insoil bendruomenę dėl apyvartinio kapitalo paskolos, skirtos veiklos poreikiams finansuoti ir užtikrinti efektyvų bei nenutrūkstamą ūkio veiklos tęstinumą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.