Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003669

Goal
15,000 €
Raised
3,095 €
20%
Return rate
15.39%
Rating
C
Period
43
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxūxxx
Xxxxxxxxx, Xxxšxxxxxxų, Xxxxxxxxx 18-4, Xxxxxxx
header_1
Declared
Owned
Farming land72.44 ha0.00 ha
20252024
Revenue 14,172.00 € 2,500.00 €
Net profit 7,315.00 € 2,500.00 €
Equity ratio 54.32% -

Investicijos skaičiuoklė

Pasirinkine vieną iš siūlomų arba įveskite investicijos sumą, kad pamatytumėte palūkanų normą ir preliminarų uždarbį.
Palūkanos

15.39%

Preliminarus uždarbis

0.00 €

Svarbu:
Skaičiuoklės rezultatai yra preliminarūs, kadangi nurodytas uždarbis yra pagrįstas preliminariu paskolos grąžinimo grafiku.
Palūkanų normos:
Investuojant nuo 100 € - 15.39%
Project description
Documents
Payment schedule
Aktyviai veikiantis ūkis Kaišiadorių rajone telkia lėšas kito sezono pasėlių auginimui 72 hektarų plotuose. Nuo veiklos pradžios 2024 metais šis verslas įrodė gebėjimą sparčiai augti ir atsakingai valdyti finansus.

  • Pardavimų augimas: Pajamos padidėjo nuo 2 500 € 2024 m. iki 14 172 € 2025 m. – tai beveik šešis kartus didesnė apyvarta per vienus metus.
  • Skolų mažinimas: Per tą patį laikotarpį ūkis beveik perpus sumažino savo įsipareigojimus – skolos susitraukė nuo 11 000 € iki 5 974 €.
Šios apyvartinės paskolos lėšos bus panaudotos tiesiogiai kasdieniams ūkio poreikiams – sėkloms, trąšoms ir degalams – įsigyti artėjančiam sezonui, o grąža bus sugeneruota pardavus nuimtą derlių.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.