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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LV0000977
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 250.00 ha | 0.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 246,159.00 € | 241,596.00 € |
| Net profit | 10,376.00 € | 18,219.00 € |
| Equity ratio | 19.7% | - |
Documents
Payment schedule
2022 m. ūkis dirbo 230 ha žemės. Turėdama ambicijų dar labiau plėsti ūkio plotus, bendrovė 2023 m. sezonui jau išplėtė savo ūkio plotus iki 250 ha ir jau skyrė 70 ha žieminių rapsų, 120 ha žieminių kviečių. O likusius 60 ha pavasarį apsės vasariniais miežiais.
Bendrovė turi visą reikiamą žemės dirbimo įrangą (lėkštes, plūgą, žarną), Vaderstadt 4 m sėjamąją, tręšimo (mineralinių trąšų barstytuvą Amazone) ir purškimo įrangą, 2 traktorius Valtra 191H ir Case IH Magnum 310.
Dabar įmonė siekia padidinti apyvartines lėšas, paskola daugiausia bus naudojama kai kurių mašinų remonto išlaidoms padengti ir pavasarinėms sėkloms įsigyti.
Siekdama užtikrinti paskolą, projekto savininkė įkeičia savo asmeninį automobilį. Be to, kaip papildomą užtikrinimo priemonę ji pateikia asmeninę garantiją.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.