Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LV0001205

Goal
11,000 €
Raised
11,000 €
100%
Return rate
13.16%
Rating
B
Period
24
Time left
LTV
63%
Country
Latvija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxx
Xxxxxžx xxx., Xxxxxxxxx xxx., "Xāņxēxx", XX-4043
header_1 Declared Owned
Farming land148.00 ha5.00 ha
20212020
Revenue 167,923.00 € 185,029.00 €
Net profit -109,436.00 € -88,884.00 €
Equity ratio 30.24% -
Project description
Documents
Payment schedule
1992 m. įsteigta bendrovė "Z/S Jāņsēta" jau daugiau kaip du dešimtmečius užsiima žemės ūkio veikla, daugiausia dėmesio skirdama grūdų auginimui. Ūkis užima 148 ha žemės, iš kurių 5 ha priklauso nuosavybės teise.

Šiuo metu pasėta 74 hektarai žieminių rugių, o vasarą planuojama pasėti daugiau avižų ir kviečių.

Ūkis jau turi visą kasdienei veiklai vykdyti reikalingą įrangą, išskyrus kombainą, kuris yra nuomojamas.


Dabar verslininkas ieško papildomo finansavimo, kad galėtų padengti degalų sąnaudas ir nedideles įrangos remonto išlaidas. Paskola bus užtikrinta traktoriaus įkeitimu, todėl LTV sudarys 63 %.

Ūkininkas taip pat neseniai pasiskolino 5800 eurų su paskola LV0001203, kuri šiuo metu yra dokumentuose. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.