Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LV0001396

Goal
8,000 €
Raised
8,000 €
100%
Return rate
14%
Rating
B+
Period
19
Time left
LTV
50%
Country
Latvija
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxx Xxxxxxxxxxxx
Xxxxx xxxxxx, Xxxxxxxx xxxxxxx, "Xxxxxīšx", XX-5064
header_1 Declared Owned
Farming land110.00 ha40.00 ha
20222021
Revenue 79,804.00 € 36,547.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkis, kuris daugiausia verčiasi galvijininkyste ir augalininkyste, šiuo metu valdo 110 ha žemės (iš jų 40 ha - nuosavos).

Dabar ūkyje auginamos 25 melžiamos karvės ir 27 mėsiniai galvijai. Ūkyje yra visiškai įrengti du traktoriai, vyniotuvas, diskai, šienapjovė, šieno vartytuvas, presas, priekaba, kultivatorius, plūgas, obliavimo mašina ir kiti padargai.



Šiemet savininkas planuoja 22 ha žemės skirti žirniams ir avižoms, 5 ha - burokėliams ir morkoms. Kitas ūkio plotas bus naudojamas ganykloms.



Šio projekto tikslas - pasiskolinti 8 000 EUR iš investuotojų bendruomenės "Heavy Finance" naujesniems diskams įsigyti. Paskolai užtikrinti ūkininkė įkeis jai priklausančią sėjamąją Pottinger SYNKRO NOVA 4030.

Ūkininkas jau visiškai grąžino dvi paskolas (LV0000687;LV0000632), taip pat turi dvi aktyvias paskolas, kurių bendras likutis yra 15 000 EUR ir kurias laiku moka.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.