Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LV0002297

Goal
9,000 €
Raised
9,000 €
100%
Return rate
16%
Rating
C+
Period
48
Time left
LTV
30%
Country
Latvija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxx Xxxxxxxxxxxx
Xxxxx xxxxxx, Xxxxxxxx xxxxxxx, "Xxxxxīšx", XX-5064
header_1
Declared
Owned
Farming land110.00 ha40.00 ha
20232022
Revenue 76,863.00 € 86,513.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Skolintojas iš viso valdo 110 hektarų, iš kurių 40 hektarų priklauso jam pačiam, o likusi dalis yra nuomojama.
Ūkyje yra visa būtiniausia technika, įskaitant du traktorius, vyniotuvą, šienapjovę, vartytuvą, presą, priekabą, kultivatorių, plūgą ir obliavimo mašiną. Pagrindinė veikla - daržovių auginimas, mėsinių galvijų ir melžiamų karvių auginimas. Šiuo metu ūkyje auginamos 25 melžiamos karvės ir 27 mėsiniai galvijai.

Projekto savininkas turi gerą paskolų grąžinimo istoriją - sėkmingai grąžino tris ankstesnes paskolas HF bendruomenei ir šiuo metu turi tris aktyvias paskolas, kurių bendras negrąžintas likutis yra 20 334 EUR.
Dabar projekto savininkas papildomai skolinasi 9 000 EUR, ši suma bus panaudota papildomiems degalams įsigyti ir būtiniems technikos remonto darbams padengti, taip užtikrinant, kad ūkis ir toliau būtų visiškai darbingas. Kaip užstatą ji įkeičia savo gyvenamąjį būstą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.