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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000598
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 60.00 ha | 60.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 109,959.00 € | 130,510.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Apie projektą
Projekto savininkas paveldėjo ūkį ir pradėjo jį valdyti 2015 m. Kruszwica, Lenkijoje, esančiame ūkyje daugiausia auginami kukurūzai, svogūnai, kopūstai, laiškiniai svogūnai ir morkos. Ūkininkas palaipsniui plėtė ūkį ir dabar dirba 60 ha nuosavos žemės.
Savo užaugintą produkciją savininkas daugiausia parduoda didmenininkams ir parduotuvėms. Ūkis jau turi ekologinius sertifikatus, o ateityje ūkininkas ketina visiškai pereiti prie ekologinio ūkininkavimo. Projekto savininkas tikisi, kad tai padės dar geriau vystytis ateinančiais metais.
Ūkyje naudojama technika yra ne senesnė kaip 5 metų ir nuolat atnaujinama.
Dabar ūkininkas skolinasi 45 059 € trąšoms ir sodinukams įsigyti. Paskola bus užtikrinta 5 vienetų technikos įkeitimu.
Metinė palūkanų norma
- Investuojant nuo 100 € - palūkanos 8,6 %.
- Investuojant nuo 500 € - palūkanos 9,3 %.
- Investuojant nuo 1 000 € - palūkanos 9,6 %.
- Investuojant nuo 2 000 € - palūkanos 10,1 %.
- Investuojant nuo 5 000 € - palūkanos 10,3%
- Investuojant nuo 10 000 € - palūkanos 10,7%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.