Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000801

Goal
8,020 €
Raised
8,020 €
100%
Return rate
13%
Rating
B
Period
30
Time left
LTV
53%
Country
Lenkija
Loan purpose
Žemės įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxx
Xxxxxxxxxxxx-Xxxxxxx 157, 23-251
header_1 Declared Owned
Farming land35.00 ha35.00 ha
20222020
Revenue 49,429.00 € 59,855.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Projekto savininkas pradėjo ūkininkauti 1987 m. paveldėjęs 10 ha ūkį, o dabar deklaruoja 35 ha dirbamos žemės. Ūkininkas ūkyje dirba kartu su dukra. Sezono metu jie turi 3-5 darbininkus.

Ūkininkas augina agrastus, juoduosius serbentus, avietes (15 ha), rapsus (10 ha) ir kviečius (15 ha). Pasėliai daugiausia parduodami vienam didmenininkui ir individualiems klientams.

Verslininkas jau turi 4 traktorius. 2021 m. gruodžio mėn. jis įsigijo New Holland Boomer 50, šis traktorius skirtas augintojams. Jis taip pat turi New Holland T60, Zetor, Ursus ir kitų profesionalių žemės ūkio gamybai reikalingų mašinų, pavyzdžiui, serbentų kombainą, purkštuvą, barstytuvą, žemės dirbimo ir sėjos agregatą.

Šiuo metu projekto savininkas siekia įsigyti daugiau žemės, kurioje bus auginama daugiau uogų.



2021 m. ūkininkas negavo jokių pajamų, nes sandėliavo grūdus ir rapsus ir 2022 m. pradžioje juos pardavė už geresnę kainą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.