Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000814

Goal
7,829 €
Raised
7,829 €
100%
Return rate
12.5%

Rating
A

Period
24

Time left

LTV
48%

Country
Lenkija

Loan purpose
Investicijos gamybai didinti

Business information
Security measures
Loan history
Project owner Address
Xxxx Xxxxxxxxx
Xxxxxxxx
header_1 Declared Owned
Dirbama žemė35.00 ha11.00 ha
20212020
Revenue 37,488.00 € 31,625.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas savo ūkį valdo nuo 2012 m., kai jį paveldėjo iš tėvų. Jis paveldėjo 11 ha žemės, o per pastaruosius 10 metų ją išplėtė, išsinuomodamas 24 ha.

Ūkininkas daugiausia augina žąsų kiaušinius ir parduoda jų plunksnas. Šiuo metu jis turi 850 žąsų. Be to, jis augina avižas ir miežius - šiuo metu yra apsėjęs 15 ha žemės. Ūkį jis tvarko pats, padedamas žmonos, o kelis kartus per metus samdo žmogų atsitiktinei pagalbai.

Ūkyje jis naudoja 2 traktorius, kultivatorius, sėjamąsias ir kitą ūkiui tvarkyti reikalingą techniką. Ūkininkas planuoja plėsti savo verslą į mėlynių auginimą ir iki metų pabaigos nori pastatyti 200 m ilgio tunelį mėlynėms auginti, kad galėtų paįvairinti savo pajamas.

Šiuo metu jam reikia lėšų žąsų pašarams pirkti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.