Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000863

Goal
44,856 €
Raised
44,856 €
100%
Return rate
From 10.1%
Rating
A
Period
24
Time left
LTV
43%
Country
Lenkija
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxx Xxxxxxxxxx
Xxxxxxxxxx 10, 09-450 Xxxxxxxóx
header_1 Declared Owned
Farming land24.00 ha12.00 ha
20212020
Revenue 83,857.00 € 44,383.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas savo ūkį valdo nuo 2011 m., kai jį paveldėjo iš tėvų. Iš jų jis paveldėjo 12 ha žemės, kuri jam priklauso iki šiol ir kurią jis išplėtė dar 12 ha nuomojamos žemės.

Savo ūkyje jis augina 8 ha žiedinių kopūstų, 7,5 ha braškių, 4 ha pomidorų, 1 ha svogūnų, 2 ha brokolių ir 1,5 ha aviečių. Kadangi auginant tiek daug daržovių ir vaisių reikia daug darbo, jo ūkyje dirba 10 darbininkų.
Kasdien jis naudoja daug technikos, pavyzdžiui, purkštuvus ir 3 traktorius.

Šiuo metu ūkininkas planuoja modernizuoti savo techniką ir įsigyti keletą ūkio patobulinimų, pavyzdžiui, purkštuvą, mulčiuotuvą ir svogūnų rūšiuotuvus.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.