Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000873

Goal
33,100 €
Raised
33,100 €
100%
Return rate
From 12.1%
Rating
B
Period
36
Time left
LTV
70%
Country
Lenkija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
XXXX-XXX Xxxxx Xxśxxxxxxx, Xxxxx Xxśxxxxxxx
Xxxx, Xxxłx
header_1 Declared Owned
Farming land110.00 ha30.00 ha
20212020
Revenue 50,095.00 € 12,422.00 €
Net profit 19,330.00 € -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 2011 m. rugpjūčio mėn. Jis turi 30 hektarų nuosavų ir apie 80 hektarų nuomojamų plotų. Be to, jo tėvas turi dar 30 hektarų nuosavos žemės ir apie 70 hektarų nuomojamos.

Laukai apsėti šiais augalais: kviečiais, rapsais, cukriniais runkeliais, kukurūzais, sojos pupelėmis ir garstyčiomis. Ūkininkas turi 2 traktorius, kombainą, agregatą, rotorinį plūgą, trąšų barstytuvą, purkštuvą, sėjamąją ir priekabas. Per pastaruosius 5 metus jis taip pat įsigijo agregatą, plūgą ir priekabas.
Ūkininkas yra sudaręs cukrinių runkelių sutartį su Krajowa Grupa Spożywcza S.A., kuri yra didžiausia Lenkijos ir viena didžiausių Europos cukraus gamintojų. Jis yra sudaręs dar kelias sutartis dėl kukurūzų ir grūdų.

Kamilis taip pat dirba greitosios pagalbos automobilio vairuotoju, todėl gauna papildomų pajamų.



Paskola iš "HeavyFinance" padės ūkininko apyvartinėms lėšoms.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.