Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000991

Goal
40,780 €
Raised
40,780 €
100%
Return rate
From 13.6%
Rating
B
Period
48
Time left
LTV
66%
Country
Lenkija
Loan purpose
Žemės įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxx
99-107 Xxxx Żxxxxxx
header_1 Declared Owned
Farming land32.50 ha22.00 ha
20212020
Revenue 44,671.00 € 12,329.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
1992 m. savininkas paveldėjo 12 ha ūkį ir nuo to laiko jį padidino iki 32,4 ha (iš jų jam priklauso 22 ha). 
Šiuo metu ūkininkas keičia ūkio profilį iš gyvulininkystės į augalininkystę (kukurūzai 6 ha, rapsai 3 ha, kviečiai 15 ha, runkeliai 7 ha, agurkai 0,5 ha, rugiai 1 ha).

Ūkininkas nuolat investuoja į ūkį pirkdamas naują techniką. Šiuo metu jis naudoja: 
  • New Holland t6160 frontalinį krautuvą - 2020 m. 
  • AGRO MASZ 2020) sėjamoji 
  • AGRO MASZ (2020) 6 eilučių kukurūzų sėjamoji 
  • URSUS C330 traktorių 
  • PROMAR priekaba PT12 
  • SANOK D12 PRIEKABA X2 
  • Diskinės akėčios 3 m 
  • UNIA žemės dirbimo agregatas 4,80 m  
  • Rotacinis plūgas

Ūkininkas yra sudaręs runkelių, grūdų ir kukurūzų pardavimo sutartis su bendrove "Rotex". 
Paskola iš "HeavyFinance" leis ūkininkui nusipirkti daugiau žemės. Ateityje projekto savininkas planuoja pastatyti angarą technikai laikyti.

2021 m. ūkininkas iš subsidijų uždirbo 6 487 EUR.
2022 m. ūkininkas iš subsidijų uždirbo 7 187 EUR.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.