Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001031

Goal
10,600 €
Raised
10,600 €
100%
Return rate
16.18%
Rating
B
Period
49
Time left
LTV
50%
Country
Lenkija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxx Xxxxxżxxxxxx
08-307 Xxxxx
header_1 Declared Owned
Dirbama žemė40.00 ha25.00 ha
20212020
Revenue 47,800.00 € 94,200.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 1990 m. - ūkį jam padovanojo tėvai. Ūkininkas naudoja tradicinį (plūgą) ir neariamąjį žemės dirbimą.
Ūkį sudaro 25 hektarai nuosavybės teise ir 15 hektarų nuomojamo ploto, kuriame ūkininkas augina javus (apie 60 %), rapsus (apie 20 %) ir kukurūzus (apie 20 %). Ūkininkas augina Holšteino-Frezijos veislės galvijus (melžiamas karves, buliukus ir veršelius), iš viso 28 galvijus. 50 % gyvulių pašarų jis gamina pats, o likusius perka.
Ūkyje jis daugiausia dirba vienas, nors jam padeda ir vaikai bei žmona.

Ūkyje naudojama technika:
  • Traktorius "Zetor".
  • Traktorius Pronar
  • MTZ traktorius
  • Ursus traktorius
  • žemės ūkio priekabos - 4 vienetai
  • žemės dirbimo ir sėjos agregatas
  • Pottinger rotaciniai plūgai
  • mėšlo kratytuvas
  • aukštas tankintuvas
  • rotacinė šienapjovė
Kai reikia nuimti derlių ir parduoti pieną bei galvijus, ūkininkas turi kelias sutartis:
JACEK Jacek Kobylinski, F.U.H. Jerzy Strzała
pieno pardavimas - Zakład Mleczarski Sokołów Sp. z o.o.
galvijų pardavimas - Skup Zwierząt Karczewski Grzegorz

Andrzej planuoja ateityje ūkį perduoti sūnui. Šiuo metu jis nori padidinti pieninių galvijų skaičių ir taip padidinti savo pajamas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.