Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001043

Goal
27,991 €
Raised
27,991 €
100%
Return rate
From 13.5%
Rating
C+
Period
36
Time left
LTV
64%
Country
Lenkija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxł Xxxxxxxxxxx
Xxxxxxxx 4, 83-251 Xxxxxxx
header_1 Declared Owned
Dirbama žemė105.00 ha26.00 ha
20222021
Revenue 151,681.00 € 118,646.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 3.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą Heavy1043.


Projekto savininkas ūkį paveldėjo 2015 m. Per 7 valdymo metus ūkininkas išplėtė ūkį 79 ha. 

Pagrindinės jo pajamos - augalininkystė: 35 ha kukurūzų, 15 ha miežių, 25 ha rugių, 15 ha kviečių, taip pat turi 15 ha pievų.
Ūkininkas augina mėsinius galvijus. Šiuo metu jis turi 20 galvijų (mišrių mėsinių veislių). Per penkerius metus jis planuoja bandą padidinti iki 100 galvijų. 

Ūkyje naudojama ši technika: 
  • Bizon kombainas
  • traktorius Ursus 1014
  • Ursus 914 traktorius 
  • Ursus 6014 traktorius 
  • Ursus C-330 traktorius su krautuvu 
  • Agromasz žemės dirbimo ir sėjos rinkinys 
  • BIARDZKI 2200L purkštuvas 
  • Abra barstytuvas 
  • Sipma rulonų presas 
  • Forschmit diskinės akėčios
  • Forschmit plūgas
  • Unia plūgas 
  • Warfarma mėšlo kratytuvas 
  • Srutų cisterna 4300L 
  • Meprozet Isa priekaba 9t 
  • Autosan 4,5 t priekabos x2

Pavasarį ūkininkas planuoja pastatyti 100 t talpos grūdų bokštą grūdams laikyti. Per ateinančius 2 metus bus pastatyta salė galvijams laikyti. Po to klientas planuoja pakeisti techniką ekonomiškesne ir ekologiškesne.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.