Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001085

Goal
12,138 €
Raised
12,138 €
100%
Return rate
11.5%
Rating
A
Period
24
Time left
LTV
50%
Country
Lenkija
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxxxxxx Xxńxxxx
Xxxxxxxxx Xxxxxłx 14, 18-106 Xxxśń Xxśxxxxxx
header_1
Declared
Owned
Farming land36.00 ha16.00 ha
2022
Revenue 30,978.00 €
Net profit -
Equity ratio -
Project description
Documents
Payment schedule
Ūkininkas perėmė ūkį iš savo brolio šių metų balandį, todėl tai pirmieji metai, kai pajamos gaunamos jo vardu. Prieš perimdamas ūkį, jis dirbo jame daugiau nei 10 metų, o šiuo metu tapo jo savininku, tuo tarpu tėvas ir brolis padeda jam atlikti kasdienius ūkio darbus. Ūkį sudaro 36 hektarai, iš kurių jam priklauso 16 hektarų. 

Ūkyje daugiausia dėmesio skiriama pieno gamybai, o auginami augalai skirti gyvulių pašarams. Jie yra sudarę sutartį su pieno kooperatyvu "ŁAPY", kuris kas 2 dienas iš jų surenka pieną. Šiuo metu ūkininkas laiko 25 melžiamas karves, 14 aukštos karvės telyčių, 6 bulius ir 18 veršelių. Be pievų, ūkyje auginama 6 ha javų mišinio ir kukurūzų silosui bei 10 ha kukurūzų grūdams. 

Ūkyje naudojama tokia technika kaip: 
  • METAL-FACH presas (2020 m.)
  • TYM traktorius (2016 m.)
  • CASE traktorius (1999 m.)
  • CYNKOMET mėšlo kratytuvas (2000 m.)
  • SAMASZ rulonų vyniotuvas (2000 m.)

Pagrindinis ūkio tikslas per ateinančius 3 metus - pradėti veisti buliukus, planuojama, kad jų bus 50 vienetų. Paskolos lėšos bus skirtos sėjamajai KABERLAND 2015 su kultivatoriumi įsigyti.

2022 m. pajamas sudaro 6 043 EUR subsidijų.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.