Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001176

Goal
59,000 €
Raised
59,000 €
100%
Return rate
From 12.1%
Rating
A
Period
51
Time left
LTV
50%
Country
Lenkija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxx Żxxxxxxxx
18-212 Xxxx Xxxxxxx
header_1 Declared Owned
Farming land52.00 ha51.64 ha
20222021
Revenue 121,794.00 € 81,982.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkyje dirba nuo vaikystės, o 2020 m. ūkį jam perdavė tėvai. Ūkyje jis dirba padedamas tėvų.

Ūkininkas verčiasi pieno gamyba. Jis laiko 40 galvijų (Holšteino fresianų veislės), kurie vertinami pagal Lenkijos galvijų augintojų ir pieno gamintojų federacijos įvertinimą. Be to, jis laiko 25 telyčias ir 15 veršelių. Jis yra sudaręs sutartį su Mlekovita. Pašarus gamina tik pats, tik perka priedus.

2020 m. ūkininkas gavo lėšų iš Europos Sąjungos pirkti:

  • Kubota M7 traktorių su krautuvu (2021 m.)
  • McHale presą (2020 m.)

Kitą savo techniką:

  • Massey Ferguson traktorius
  • MTZ traktorių
  • Promar traktorius (2006 m.)

Ūkininkas dirvą įdirba plūgo technologija, naudodamas:

  • 4 korpusų atlaso plūgu
  • kukurūzų sėjamąja
  • javų sėjamąja
  • barstytuvu
  • purkštuvu

Už "Heavy Finance" lėšas bus galima įsigyti apie 16 telyčių ir pašarų gamybai reikalingų mineralinių trąšų.
Per kelerius ateinančius metus ūkiui bus nupirkta žemės dirbimui be dirvos dirbimo ir tvariai žemdirbystei skirta technika.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.